On the next page, you'll discover Google's ultimate plan: to totally replace your analog leather wallet (perhaps to the great relief of cows everywhere).Both Samsung Wallet and Google Wallet will be able to store digital keys for cars, offices and hotels. Quick, painless payments are only one component of Google Wallet. Major chain stores including Walgreen's, Subway, Jamba Juice, Macy's, Footlocker, Old Navy, American Eagle Outfitters, CVS and Radio Shack are already on board with the Wallet concept and will soon have NFC readers if they don't already. Rather than build a proprietary network of terminals, the company made Wallet compatible with MasterCard's PayPass system, which is already available at around 200,000 locations in the U.S. Google anticipated this infrastructure problem. Of course, to use Wallet at all, you need to find stores that actually have the equipment to read the NFC chip in your phone. Once you have downloaded the app or signed up online, you can set up Wallet with your credit cards, gift cards, loyalty cards and more so you'll have the option to pay with whatever source you choose. You can basically use the service to speed through checkout at sites all over the Web, as well as for some other non-NFC uses that we'll discuss shortly. If you don't have a compatible phone and carrier, you can sign up for Google Wallet online. The Google Nexus 7 And Google Nexus 10 tablets also allow you to use NFC. These include devices from Samsung, LG and HTC. As of June 2013, only Sprint, Virgin Mobile, US Cellular and Metro PCS offered any smartphones that work with Google Wallet and NFC in the U.S. However, even if your current phone has NFC, your cellular carrier must also enable your device to use NFC with a digital wallet, and most carriers are not doing this. Only a smattering of Android mobile devices have NFC as of mid-2013, but by 2014, some experts expect about half of smartphones to ship with NFC chips, and Forrester Research foresees more than a quarter of phones in the US having the technology by 2016. To get started, you download the Google Wallet app to your smartphone or tablet. You don't even need a paper receipt because the store can send an electronic copy directly to your e-mail account. Tap or wave your phone near the NFC terminal, enter your PIN (personal identification number) and you're done.
Visit a merchant who's equipped with an NFC checkout system, and with your NFC smartphone you can complete what's called a contactless payment.
NFC is a short-range wireless technology that lends your smartphone all sorts of new capabilities.įor instance, you can use an NFC-enabled phone to pay for things, from parking meters and pet supplies to sandwiches and much more. The Google Wallet concept banks on a couple of spreading technologies, including smartphones and near-field communication ( NFC).
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